Find Mercedes-Benz Financing in State College, PA

When deciding to bring home a new Mercedes-Benz model in State College, PA, you have to make some big decisions about your options regarding financing. While there are several options available, deciding which one is best can be confusing, especially when it comes to down payments, lease terms, mileage limits, and interest rates. Fortunately, you can find car financing in State College at Mercedes-Benz of State College. Our team of professionals will evaluate your financial situation and needs to determine the best way for you to bring your new luxury car home without stress or worry.

Finance and Lease Options Available

State College buyers will find financing for both ownership and leasing of a new Mercedes-Benz model at our dealership. While each of these options has several advantages, there are also downsides to consider that may be equally important when it comes to financing your new Mercedes-Benz in State College.

Beginning with the lease options, which are often shorter-term and allow you to get into a new car every few years. Leasing is a great option if you’re the type of driver who doesn’t want to worry about maintenance, since your entire lease term will fall within the warranty window of your new Mercedes-Benz model. In addition, lease terms are generally just two to three years, so if you like to keep up with the latest and greatest of automotive technology and design, leasing is a great way to do that without constantly rolling over leftover loan balances.

The downside to leasing is that leases are mileage limited, so if you have a long commute or frequently like to take long road trips, leasing may not be the best option for you. Furthermore, you aren’t allowed to modify the vehicle in any way, since you’ll be handing it back in at the end of your lease term and switching it out to a new model.

Purchasing gives you nearly unlimited freedom to drive as many miles as you want and make whatever modifications strike your fancy, but the monthly payments are generally higher and you usually end up in a five or six year loan term, meaning you won’t be able to keep up with emerging technology as quickly.

Visit Our Dealership for New Car Financing!

If you are ready to learn where you stand on new car financing near State College, visit Mercedes-Benz of State College today, or visit our financing page for more information! We look forward to helping you get into the new luxury car or SUV you deserve.