Car Loans & Leases in State College, PA

At Mercedes-Benz of State College, we believe driving away in your new or pre-owned vehicle should be easy. Our team is always here to work with you and find the vehicle and finance deal that suits you best. We want you to have a memorable, positive experience at our dealership and on-site finance center. We'll do all we can to help you secure the lowest payment plan and drive away happy and satisfied with our service.

Find Car Loans With Competitive Rates in State College, PA

According to recent studies, Americans obtain car loans for roughly 80% of new car purchases and 38% of pre-owned vehicle purchases. Car loans are popular because they allow you to drive away in one of our vehicles and pay it off in small monthly installments. Putting money down isn't always necessary, although making a down payment is an excellent way to reduce your monthly payments and the interest you'll pay over the life of your loan.

Car loans are an option for financing all of the vehicles we sell at Mercedes-Benz of State College. If you'd love to drive away in a new Mercedes-Benz, consider financing for popular vehicles such as the Mercedes-Benz GLC, Mercedes-Benz C-Class, and more. Loans are also available on our entire range of pre-owned Mercedes-Benz vehicles, including certified options and pre-owned cars from other automakers. If you're a local business owner, getting a loan for one or more of Mercedes-Benz's commercial vans is an excellent way to maximize your cash flow.

Mercedes-Benz Leasing Made Easy

Purchasing a vehicle with a car loan isn't for everybody. That's why we also offer auto leasing, which allows you to rent one of our vehicles rather than buy one. Lease payments are usually lower than loan repayments for an equivalent vehicle, so leasing is an excellent way to save money. Leased vehicles have a guaranteed future value, which protects you from excess depreciation if the market conditions change. You'll also save money on repairs, as you'll typically lease a Mercedes-Benz for three years when new vehicles need the least work.

Since lease agreements are much shorter than most car loans, they're also a great option if you want to avoid making a long-term financial commitment. Many people who enjoy driving a new vehicle every few years also prefer leasing to purchasing vehicles. At the end of the lease term, you can purchase the vehicle for the option price, select another leased vehicle, or walk away. Leases provide an excellent alternative for financing your next vehicle, but they're not for everyone. Contact us to learn more and see if a lease might work well for you.

Why You Should Lease with Mercedes-Benz of State College

At Mercedes-Benz of State College, we're committed to customer care and here to help you, even before you visit our finance center. We know you don't have time to waste, so we aim to make auto financing as simple, fast, and affordable as possible.

Get Pre-Approved in State College, PA

Complete our online finance application, or come and see us at the dealership to get approved for your car loan or lease on the spot. Our website also has a simple two-step process to estimate your current vehicle's trade-in value. Use this excellent tool to estimate your down payment on your next vehicle. You can also ask us any questions in person or over the phone at any point in the finance process. Our in-depth knowledge can help you feel empowered and ease any concerns you have about financing your next vehicle.

Find Customized Finance Options

We take the time to get to know you and match you to the right auto financing deal. Talk to us about your budget, lifestyle, and financial goals, and we'll negotiate the right car loan for you. Some people prefer short-term loans so they can reduce their interest obligation, while others prefer a longer-term loan with lower repayments. These options and everything in between are possible when you choose Mercedes-Benz of State College.

We want to know who you are as a person. Unlike many financial institutions, we're flexible enough to understand that you're more than your financial situation. If you've got low credit or no credit at all, we'll work hard to secure you a competitive car loan or lease. We can also work with you if a recent change in financial circumstances makes securing a loan difficult.

Enjoy Specials on New and Pre-Owned Vehicles in State College, PA

We help our customers save money with specials on a wide range of new and pre-owned vehicles. You'll find both new Mercedes-Benz specials and pre-owned vehicle specials available for car loans and specials on lease vehicles so no matter your preferences, we can help you find a way to reduce your costs. Our special deals are always changing, so explore our available deals regularly to learn about our current promotions.